Maximum Deductions for Retirement Plans

  • Registration Closed

This 2-hour course will discuss various retirement plan strategies that can dramatically improve both the bottom line and the clients’ retirement nest egg.  Prior to 2021, business clients could only adopt a SEP or IRA after the tax year end. However under new rules, the deadline to implement a retirement program has been extend to the filing of the tax return plus extensions. It has become critical for tax preparer to educate themselves on retirement plans in order to effectively serve their clients, particularly those that own businesses.  The powerful Cash Balance Plan combined with a 401k will be a major topic.   Actual examples of how much is saved for retirement and how much is saved in taxes will be presented.

Sandra’s vision is for ALL tax preparers, especially those with business clients, to be completely aware of how a retirement plan program for their client can help their bottom line.  This course will increase your awareness of the various types of retirement plans and how they can benefit your clients, depending on entity type, size, net profits, and their personal goals.  

Sandra will also update us on the latest legislative projections from the Fall Retreat of the National Federation of Independent Business Leadership.

Learning Objectives
After completing this course, an attendee will be able to:

  • Recognize various types of retirement plans and how they benefit your clients. 
  • Learn various retirement plan strategies that can improve your client's bottom line.

CPE Credit: 2 hours Federal Tax Law

Speaker: Sandra Turner, ERPA, CPC, QPA

NSA Webinar Program Level: Basic Prerequisites: None   Advance Preparation: None   Delivery Method: Group-Internet Based

No refunds or exchanges for cancellations. For more information regarding refund, complaint and/or program cancellation policies, please contact NSA toll-free at 800-966-6679.


NSA is approved by NASBA, the IRS, ACAT, and CTEC as a provider of continuing professional education.

Sandra R. Turner, ERPA, CPC, QPA

Vice President

Retirement Plan Specialists, Inc

Sandra R. Turner is the founder and vice-president of Retirement Plan Specialists, Inc. a full- service fee-based administration, actuarial, and consulting firm for retirement plans of small to medium sized entities. She is a widely respected expert and an acknowledged leader in her field with over forty years of experience.


• Enrolled Retirement Plan Agent (ERPA) – Ms. Turner is licensed to practice before the Internal Revenue Service in retirement plan issues that are non-actuarial in scope becoming one of the first individuals enrolled in this designation in June, 2009.

• Certified Pension Consultant, American Society of Pension Professionals & Actuaries (ASPPA). Ms. Turner met the education and experience requirements for this designation in March, 1990.

• Qualified Pension Administrator, American Society of Pension Professionals & Actuaries, (ASPPA). Ms. Turner met the education and experience requirements for this designation in August, 1989

• Continued Accreditation – Ms. Turner keeps current with all continuing education credits as required by the IRS Office of Professional Responsibility and the American Retirement Association.

• 2016 Connie Murdock Award – Presented by the Small Business Council of America for outstanding leadership and service in representing the interests of small business in tax and employee benefit plans.

• 2015 -2017 – Florida Commission Human Relations – gubernatorial appointment by Governor Rick Scott as commissioner advocating human rights and nondiscrimination.

Ms. Turner started her career in 1973 implementing IRAs and KEOGHs for First Federal Savings and Loan in Ft. Lauderdale, Florida. In 1977, she moved to Houston and went to work as an actuarial apprentice with Hand & Associates, Inc. There she worked under William Hand, EA, President of the newly formed American Society of Pension Actuaries. In 1986, Ms. Turner moved to Jacksonville, Florida to work with Data Plans as a pension consultant. In 1989, Ms. Turner moved to Orlando where she became a founding partner in Benefit Plan Administrators, Inc. a full service administration firm, which was later sold. Ms. Turner started her consulting/administration firm in Oviedo, FL as Sandra R. Turner & Associates, Inc. which became Retirement Plan Specialists, Inc. in 1997.


• National Federation of Independent Business (NFIB) – Ms. Turner has been on the state and federal Leadership Council since 1995, working with regulators and legislators on pension and tax issues affecting small business.

• Small Business Council of America (SBCA) – Ms. Turner has been on the Business Advisory Board for over fifteen years. The mission of this organization is to promote favorable tax and employee benefits laws for small businesses and their owners.

• SBA – Office of Advocacy Roundtables – As a representative of NFIB and SBCA, Ms. Turner actively participates in the Pension and Tax Roundtables sponsored by the Office of Advocacy meeting directly with regulators from the DOL and IRS on concerns affecting small business.

• Speaker – Ms. Turner regularly speaks to groups concerning the current regulatory status of retirement plans. She also provides continuing education to her peers, the financial industry, CPAs and attorneys.

• Discussion Groups – Ms. Turner is considered an expert of cash balance plans having worked directly with the government on regulations since their inception and implementing them with her clients beginning 2004. She most recently was active on Section 199A legislation up to it’s implementation in December 2017 and the Cares Act Changes to Retirement plans in early 2020


Ms. Turner holds a Bachelor degree in Mathematics from Florida Atlantic University in Boca Raton, Florida.

Components visible upon registration.

NSA is approved by NASBA, the IRS, ACAT, and CTEC as a provider of continuing professional education.

The National Society of Accountants is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website:

NSA has been approved by the California Tax Education Council to offer the above courses to go towards the annual "continuing education" requirement imposed by the state of California. A listing of additional requirements to register as a tax preparer may be obtained by contacting CTEC at P.O. Box 2890, Sacramento, CA, 95812-2890, by phone at (877) 850-2832, or on the Internet at